Covered california for free#
Covered california update#

Qualified health plans (QHPs) sold through Covered California are not designed to work with Medicare. It is illegal under federal law for someone to knowingly sell you coverage that duplicates what Medicare already provides. Can I also buy a health plan from Covered California? Your Medicare benefits are your primary health care coverage. For more information, see the IRSвЂ™ website section on exemptions. The federal government has created various exemptions from this tax penalty in recent months. Since the tax penalty is based on income and other criteria, some people who only have Part B may not be required to pay the tax penalty. Part B alone, however, does not meet the requirement for minimum essential health benefits. The IRS has determined that Medicare Part A satisfies the requirement to have health insurance with minimum essential health benefits. Do I have to do anything to meet the requirement to have health insurance in 2014? Will I have to pay a penalty? If you have Medicare Part A at a minimum, you donвЂ™t need to do anything and you wonвЂ™t have a penalty. If You Have Or Are Entitled To вЂњPremium-FreeвЂќ Medicare Part A:

Covered california update#

Future federal guidance on some of these situations may require us to update our answers to these and other complex questions about the interaction of these 2 federal programs. ItвЂ™s important to understand that some answers apply only to people who are entitled to вЂњ premium-freeвЂќ Medicare and others apply only to those individuals who are not entitled to Medicare but can or did buy it and have to pay the Part A premium.Д¬AUTION: Our answers are based on our current understanding of federal guidance from the Medicare program, the IRS, and other federal agencies concerned with implementing the ACA. Below are answers to some of the most common questions we at California Health Advocates (CHA) have received about the ACA and Covered California from people with Medicare, their families or their advocates.

Covered california for free#

These individuals will have to pay the premium for Medicare Part A that other individuals who are entitled to Medicare get for free (premium-free Medicare). Some people who are not entitled to Medicare may be able to buy it if they meet certain age and residency requirements. Medicare can also cover younger people: those who are disabled and collected Social Security Disability Insurance for 24 months, those who have permanent kidney failure known as end stage renal disease or ESRD, and those who have been diagnosed with Amyotrophic Lateral Sclerosis (ALS), better known as Lou GehrigвЂ™s Disease. The Medicare program covers people 65 and older who have contributed to Social Security during their working years for 40 or more quarters, or are married to someone who has. Covered California is the name of the Marketplace in California. It also established exchanges or Marketplaces where people can compare the benefits and costs of various medical insurance plans, find out if they might be eligible for a variety of public programs and benefits, and enroll in health plans or programs. The Affordable Care Act (ACA), sometimes called Obamacare, established standards and requirements for health insurance for people not covered by Medicare.